Woman unaware her IC was used to buy a phone
Woman unaware her IC was used to buy a phone
KUALA LUMPUR: A salesperson was unaware that her identity card was misused by someone else to buy an expensive smartphone until her application for a bank loan was declined, allegedly due to a poor credit rating.
Lim Xin Yin, 30, from Kajang, Selangor, claimed she had never lost her IC or borrowed money from a credit leasing company.
In May 2022, when she applied for a housing loan with a bank, she was told she was rated poorly by a credit reporting agency.
She then learnt that someone had used her IC to apply for a RM6,799 loan from a leasing company to buy an iPhone 12 Pro Max in August 2021.
Speaking at a press conference arranged by MCA Public Services and Complaints Department head Datuk Seri Michael Chong, Lim said she then contacted the leasing company and managed to get information about the “borrower” after filing a police report.
“Except for my IC, other information supplied to the credit leasing firm – phone number, address and invoice – was not mine.
DISYORKAN UNTUK ANDA :
- Umum rehat politik, Azmin takut kalah
- Sudah tukar Empat Perdana Menteri masih tidak mampu dakwa Zeti.
- Pemilihan – ‘Broker’ pasang proksi untuk kuasai Umno
- Yang dipecat dan digantung keahlian letak harapan pada calon proksi dipemilihan UMNO.
- Netizen gesa tindakan tegas atas bekas atlet
“I wondered how they had given out the loan with all the incorrect personal information,” she said.
Lim added that the leasing firm had told her that hers was not the first case it had come across.
Chong urged the Local Government Development Ministry to look into the loopholes in the application of online loans.
“We also urge the public to verify their records with CTOS and CCRIS (central reference information system) annually to avoid credit misuse,” he said.
At the press conference, lawyer Goh Kean Pang said the victim had filed a police report about her case and appealed to the credit rating agency to rectify her credit record.
Woman unaware her IC was used to buy a phone
DISYORKAN UNTUK ANDA :
- Rakyat teruja bila dengar SPRM panggil Daim beri keterangan.
- Nama dalam senarai Pandora akan disiasat?
- Akibat Takut kena dakwa, Muhyiddin pesan jangan salah guna kuasa kepada Anwar.
- “Saya tiada papan cai” – Arman Azha
- Selagi Zamri Masih Pengarah AMLA, Mampukah SPRM Selesaikan Kes Berprofil Tinggi?
